Certificate of Deposit

A State Bank Group Banking ServiceFeatures: Minimum balance $1000. The annual percentage yield (APY) will not change for the term of the deposit. Excluding CD specials, certificates of deposit will renew automatically for the same term at the current APY in effect on the maturity date. Funds may be withdrawn up to 10 calendar days from the maturity date without penalty. Additional deposits may only be made at renewal up to 10 calendar days from the maturity date. Interest terms: Interest is computed on the daily balance. Interest is compounded daily and may be paid monthly, quarterly, semi-annually or annually on Certificates of Deposit 91-days or more. Interest is compounded daily and paid at maturity on Certificates of Deposit with terms 90-days or less. The APY assumes interest remains in the account until maturity. If any of the principle is withdrawn prior to maturity, a substantial penalty may apply.

Safe Banking Tips

Never give out the following information in an email:

• First name, last name, business name
• Email and password combination
• Credit card, bank account, and PIN
• Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. State Bank Group Bank will not ask you to download anything for your account to work.

LEARN MORE! SEE HOW TO PROTECT YOUR ACCOUNT WITH THE STATE BANK GROUP