Features: Minimum opening balance $10,000. Minimum balance $10,000. Minimum balance to obtain (annual percentage yield) APY is based on the following tier levels. $0.00 to $24,999.99, $25,000 to $49,999.99, $50,000 to $74,999.99, $100,000 and up. **Interest Rate and APY is variable for each balance tier (rate sheets are available upon request), subject to change at any time. Interest Computation Method is Daily Balance, Interest Compounding is Daily. Interest Crediting Frequency is Monthly. Interest begins to accrue on the business day you deposit cash or non-cash items (example: checks). Up to six withdrawals per month by preauthorized, automatic, or telephone transfer--unlimited transfers are allowed in person and at the ATM. Accounts closed before the end of the statement cycle forfeit accrued interest. Monthly maintenance service charge of $26 if the daily balance drops below $10,000 any day of the month. *Overdraft fee per item is $35. Monthly imaged statement, ATM & Anytime Help Line accessibility. ATM & Other fees may apply. (see fee chart).
Never give out the following information in an email:
• First name, last name, business name
• Email and password combination
• Credit card, bank account, and PIN
• Social security and driver's license number
Do not download attachments, software updates, or any application to your computer via a link you received in an email. State Bank Group Bank will not ask you to download anything for your account to work.