"Bank Where You're Known"
AUGUST 1, 2016 — As the president of The State Bank Group, I want to welcome the customers of Harvard Savings Bank. As of August 1, 2016, The State Bank Group officially acquired certain assets of Harvard Savings Bank.
This acquisition combines two banks that share a lot of common values when it comes to personalized service, commitment to the customer and community involvement. We have always believed in developing banking relationships to stand the test of time and create positive outcomes for businesses, homeowners, families and individuals.
Combining The State Bank Group with Harvard Savings Bank allows for the collective customers of each bank to benefit from additional products, services, and locations to better meet the needs of our customers and communities. The long-standing histories of both The State Bank Group and Harvard Savings Bank combine to over 100 years of institutional strength and community foundation.
The State Bank Group has six McHenry County locations. Combined with Harvard Savings Bank, there will be nine locations to better serve our customers:
As always, familiar faces and caring professionals will be ready to assist you and answer your questions.
Harvard Savings Bank locations will continue to run their current banking system until approximately the spring of 2017.
In the meantime, all bank customers can conduct transactions at any of the collective banking locations listed above. There will be no need to immediately change account information.
Additionally, Harvard customers can use the ATMs of The State Bank Group and vice-versa and any ATM fees for using either bank’s ATMs will be waived.
Some of the State Bank Group’s products and services will be available immediately to Harvard Savings Bank customers and others will become available once the banks’ systems are fully merged, The State Bank Group looks forward to having Harvard Savings Bank customers enjoy a greater range of benefits:
All deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. Please refer to our website at thestatebankgroup.com for more information to address more detailed questions about the acquisition and banking transactions. We also encourage you to speak with our banking professionals. Thank you to all our customers and we will be working hard every day to ensure your banking experience is superior and that we deserve your continued business. Watch for details in the future as we make positive and exciting enhancements for you.
Available to Harvard Savings Bank Customers Only. Questions? Please Read New Customer FAQs
A sensible account for small businesses that are looking for simplicity, affordability and automated cash management. Features: No balance requirements, No monthly service fees, 500 FREE Transactions per month, (any combination of deposits or check entries), FREE Online Banking & Bill Pay, e-Statements, Overdraft Protection, Transfer option, FREE MasterCard Check Card, First order of wallet or three-on-a-page checks are FREE, or receive a $100 credit towards any other Business Check order, Merchant card services available, Currency and coin services provided at no charge, EZ-Bank 24-hour telephone banking system. *limitations apply
|Features||Simplified Business Checking||Business Lifetime Checking||Business Gold Premier Money Mkt|
|Opening Deposit Requirement||$100||$700||$5,000|
|Monthly Service Fee||$0||$10||$10|
|Minimum balance to avoid service fee||$0||$700||$5,000|
|Check Printing||First order of wallet or three-on-a-page checks are FREE, or receive a $100 credit towards any other Business Check||FREE first order||FREE check orders, always|
|Unlimited Check Writing|
|Online Banking & Bill Pay||FREE||FREE||FREE|
|Free Debit Card|
|Harvard Savings Bank Visa Credit Card|
|Overdraft Protection Transfer|
|Free Cashiers Checks/Money Orders|
|Additional Account Information||500 FREE Transactions per month (any combination of deposits or check entries). Merchant card services available. Coin and Currency services available at no additional charge.||Merchant card services available. Coin and Currency services available at no additional charge.||Six total withdrawals per statement cycle. A fee of $5 will be assessed for each check in excess of six during the statement cycle. Unlimited over-the-counter withdrawals. Merchant card services available. Coin and Currency services available at no additional charge.|
|1. Tiered rates 2. Up to $10 refunded in the statement cycle if the requirements are met. Merchant card services available. Currency and coin services available at no charge.|
A sensible account for small businesses that are looking for simplicity, affordability and automated cash management.
With a Visa credit card you will receive service from people you know. If you have a problem, simply give us a call or stop in. When was the last time you had face-to-face contact with your credit card company? We thought so! Plus, you can conveniently make your payments at your local branch, online or through the mail—whichever is most convenient for you.
Our industry leading consumer credit card products offer competitive pricing combined with a full range of reward options – making it easy to select and apply for the card that meets your needs.
Visa® Business Bonus Rewards Card
* The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)
**The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)
Late payments and going over the credit limit may damage your credit history
Fixed or Variable Rates, Flexible Payment Terms for all your business needs.
Fixed Rates Flexible Payment, Terms for all your equipment needs.
Fixed Rates, Flexible Payment Terms for buying, building, expanding or refinancing real estate.
We can help you establish or expand your business with longer-term, more affordable loans guaranteed by the Small Business Administration. These loans are well-suited to small and medium sized businesses and allow for the longest term or repayment possible.
Fixed or Variable Rates, Flexible Payment Terms for all your production and farm uses, purchase machinery and other farm equipment, or buying, building, expanding or refinancing land and improvements.
Contact a personal banker to learn about loan product and current rates.
Today is the day to cut the clutter and simplify your life with e-Statements.
e-Statements are the fastest and most convenient way to receive your monthly checking account statement, and best of all e-Statements are FREE. We will notify you with an email when your e-Statement is available online so you can view, print or save your statement.
Call TOLL-FREE 877-816-0487
EZ Bank Automated 24-hour Account Information Line gives you access to your accounts TOLL-FREE, 24 hours a day, 7 days a week, 365 days a year from any touch-tone phone.
FIRST TIME USERS: When prompted for your 4-digit security code -- enter the last 4 numbers of the Primary account owner's social security number and you will be prompted to select a NEW four digit security code. This NEW security code is the one that you will use for all future inquiries for this account.
Harvard Savings Bank Online Banking, it’s fast, easy & free!
See for yourself!
If you have a wire transfer sent to your account at Harvard Savings Bank, you will need to contact the bank directly. Please call 815-943-7000.
With Overdraft Protection Transfer, we will use your own money to protect your checking account from overdrafts. We will automatically transfer money from your Harvard Savings Bank and Loan savings account or deposit account to your checking account in order to protect your checking account from an overdraft.
Here’s how it works:
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This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control. From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.