Welcome to the State Bank Group
Harvard Savings Bank 58 North Ayer, Harvard, IL
Harvard Savings Bank 1400 North Division, Harvard, IL
We've Grown to Serve You Better!
Harvard Savings is now a part of The State Bank Group
The State Bank Group becomes Bigger and Better!
• Personal Service by the Friendly Faces You Have Come to Know and Trust
• Convenient Access at 8 Locations
• Access to Additional Products and Services

Welcome Harvard Savings Bank Customers

Harvard Savings Bank Customers

Login to Online Banking

Access your online banking account. (for Harvard Savings Bank Customers Only).

Online Banking Enrollment

Sign up for online banking (for Harvard Savings Bank Customers Only).


For non-online banking customers (for Harvard Savings Bank Customers Only).

Welcome Harvard Savings Bank Customers

A Message from the President of The State Bank Group

A State Bank Group Banking ServiceAUGUST 1, 2016 — As the president of The State Bank Group, I want to welcome the customers of Harvard Savings Bank. As of August 1, 2016, The State Bank Group officially acquired certain assets of Harvard Savings Bank.

This acquisition combines two banks that share a lot of common values when it comes to personalized service, commitment to the customer and community involvement. We have always believed in developing banking relationships to stand the test of time and create positive outcomes for businesses, homeowners, families and individuals.

Combining The State Bank Group with Harvard Savings Bank allows for the collective customers of each bank to benefit from additional products, services, and locations to better meet the needs of our customers and communities. The long-standing histories of both The State Bank Group and Harvard Savings Bank combine to over 100 years of institutional strength and community foundation.

The State Bank Group has six McHenry County locations. Combined with Harvard Savings Bank, there will be nine locations to better serve our customers:

As always, familiar faces and caring professionals will be ready to assist you and answer your questions.

Harvard Savings Bank locations will continue to run their current banking system until approximately the spring of 2017.

In the meantime, all bank customers can conduct transactions at any of the collective banking locations listed above. There will be no need to immediately change account information.

Additionally, Harvard customers can use the ATMs of The State Bank Group and vice-versa and any ATM fees for using either bank’s ATMs will be waived.

Some of the State Bank Group’s products and services will be available immediately to Harvard Savings Bank customers and others will become available once the banks’ systems are fully merged, The State Bank Group looks forward to having Harvard Savings Bank customers enjoy a greater range of benefits:

  • Digitally advanced banking services for consumers and businesses online and through mobile apps, including the ability to deposit checks via smart phone or tablet
  • BaZing retailer promotions and savings combined with additional features such as identity theft protections, roadside assistance and cellular phone replacement protection
  • Expertise in commercial, construction, mortgage and agricultural lending
  • Cash management services for businesses, including ACH origination, remote deposit, direct deposit for payroll processing
  • Robust merchant services allowing business customers to accept credit and debit cards in their business establishment and accept payment via the internet in a variety of different ways
  • Forthcoming instant issue debit cards which eliminate the wait time to receive card and PIN in the mail, and allows customers to leave the bank with a fully-functioning, active payment card

All deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000. Please refer to our website at thestatebankgroup.com for more information to address more detailed questions about the acquisition and banking transactions. We also encourage you to speak with our banking professionals. Thank you to all our customers and we will be working hard every day to ensure your banking experience is superior and that we deserve your continued business. Watch for details in the future as we make positive and exciting enhancements for you.


Stephen J. Mitchell


New Customer Questions? Please Read New Customer FAQs

Banking Services for Harvard Savings Bank Customers

Available to Harvard Savings Bank Customers Only. Questions? Please Read New Customer FAQs


A State Bank Group Banking Service Today is the day to cut the clutter and simplify your life with e-Statements.

e-Statements are the fastest and most convenient way to receive your monthly checking account statement, and best of all e-Statements are FREE. We will notify you with an email when your e-Statement is available online so you can view, print or save your statement.

e-Statements Benefits

  • Free and secure
  • View and print up to 18 months of statement history
  • Keep all of your e-Statements in one safe and secure location-great for record keeping and tax preparation!
  • Access with or without online banking services View check images-view and print images of your checks
  • Available for both personal and business accounts

How to Enroll

  • Online Banking Users: Login to your Harvard Savings Bank Online Banking account
  • Click to view any checking account
  • On the left side panel you will see a tab “e-Statements”, click this tab
  • Follow the easy on-screen instructions to enroll
  • When your statement arrives, you will receive an email notification to log into your online banking account-just click the e-Statements tab to find your new monthly statement

Non-online Banking Users

  • Enrollment for non-online banking customers (for Harvard Savings Bank Customers Only)
  • Complete the easy on-screen instructions to enroll
  • When your statement arrives, you will receive an email notification with a link to access your statements.
  • Click on the link, enter your User Name and Password to find your new monthly statements, go to our web site
  • click on the e-Statements tab and enter your User Name and Password


EZ Bank

A State Bank Group Banking Service Call TOLL-FREE 877-816-0487

EZ Bank Automated 24-hour Account Information Line gives you access to your accounts TOLL-FREE, 24 hours a day, 7 days a week, 365 days a year from any touch-tone phone.

FIRST TIME USERS: When prompted for your 4-digit security code -- enter the last 4 numbers of the Primary account owner's social security number and you will be prompted to select a NEW four digit security code. This NEW security code is the one that you will use for all future inquiries for this account.

  • Obtain current account balances
  • Review current interest rate information
  • Review your last ten checks
  • Review your last ten deposits and withdrawals
  • See if a specific check has been paid
  • Transfer funds between accounts
  • Place a stop payment

    Harvard Savings Bank Online Banking

    A State Bank Group Banking Service Harvard Savings Bank Online Banking, it’s fast, easy & free!

    See for yourself!

    Harvard Savings Bank Online Banking Enrollment

    • Secure access to accounts: anytime, anywhere.
    • Easily transfer money between your accounts, and to friends and family.
    • Receive customized alerts to help stay on top of your account activity.
    • Save time when you use Bill Pay. It's an easy, fast and secure way to pay your bills.
    • View credit card account activity, pay your bill online and more.

    Enroll now! For Online Banking

    Login to Harvard Savings Bank Online Banking

    Access your online banking account (for Harvard Savings Bank Customers Only).

    Harvard Savings Bank Online Banking Password Reset

    Forgot your password? You can reset it here

    Wire Transfers

    A State Bank Group Banking Service If you have a wire transfer sent to your account at Harvard Savings Bank, you will need to contact the bank directly. Please call 815-943-7000.

    Overdraft Protection Transfer

    Avoid paying an overdraft fee and the embarrassment of returned checks!

    State Bank Group Banking Logo With Overdraft Protection Transfer, we will use your own money to protect your checking account from overdrafts. We will automatically transfer money from your Harvard Savings Bank and Loan savings account or deposit account to your checking account in order to protect your checking account from an overdraft.

    Here’s how it works:

    • We link your savings, money market or another checking account to your Primary checking account.
    • If you overdraw your Primary checking account, we transfer available money from your deposit account to your checking account to cover the overdraft.
    • There is no limit to the number of checks presented in a day; as long as the money is available in your deposit account, we’ll transfer the money to cover the overdrafts.
    • The cost is $10 per transfer when an overdraft occurs.

    Terms of Use



    This website has been established by the Bank for the sole purpose of conveying information about the Bank’s products and services and to allow communication between the Bank and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the bank’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the bank’s agreements and disclosures, the agreements and disclosures will control. From time to time the Bank may place links to other websites on this page. The Bank has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law. The Bank makes no warranties of any kind regarding the products and services advertised on this site. The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, expressed and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

    This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time. This agreement and the use of this website are governed by the laws of the State of Illinois.

    Direct Deposit

    A State Bank Group Banking Service Direct Deposit is a safe and easy way to have funds deposited directly into your Harvard Savings Bank accounts. Here are a few reasons to take advantage of this service:

    • Quick - your money is electronically transferred into your account and available to use instantly once the transfer is complete. With direct deposit your money is ready to use on the day of transfer.
    • Reliable - it puts money in your account on time, every time. There's no check-hold delay, nothing to get lost.
    • Convenient - there's no need to arrange for a special deposit or trip to the bank-a real convenience when you are away from home on vacation or business.
    • Secure - worries about lost, stolen or misplaced checks are a thing of the past. With the electronic trail that direct deposits leave, payments are easier to track than paper checks.

    Please contact the organization that issues the check for their direct deposit form. Fill it out completely using the Harvard Savings Bank routing number (271972103) and your respective account number. If you need assistance filling out the form, please stop by any of our offices.

    For Direct Deposit of your Social Security payments, you can contact the Social Security Administration directly at 800-772-1213 or go to www.socialsecurity.gov.