Overdraft Protection Transfer

Avoid paying an overdraft fee and the embarrassment of returned checks!

State Bank Group Banking Logo With Overdraft Protection Transfer, we will use your own money to protect your checking account from overdrafts. We will automatically transfer money from your Harvard Savings Bank and Loan savings account or deposit account to your checking account in order to protect your checking account from an overdraft.

Here’s how it works:

  • We link your savings, money market or another checking account to your Primary checking account.
  • If you overdraw your Primary checking account, we transfer available money from your deposit account to your checking account to cover the overdraft.
  • There is no limit to the number of checks presented in a day; as long as the money is available in your deposit account, we’ll transfer the money to cover the overdrafts.
  • The cost is $10 per transfer when an overdraft occurs.

 

Safe Banking Tips

Never give out the following information in an email:

  • First name, last name, business name
  • Email and password combination

  • Credit card, bank account, and PIN
  • Social security and driver's license number

Do not download attachments, software updates, or any application to your computer via a link you received in an email. The State Bank Group will not ask you to download anything for your account to work.

LEARN MORE! SEE HOW TO PROTECT YOUR ACCOUNT WITH THE STATE BANK GROUP