Features: Minimum balance $100. Minimum opening balance $100. Monthly statement. Up to six withdrawals per month by preauthorized, automatic, or telephone transfer – unlimited transfers are allowed in person and at the ATM. ATM accessibility, & VRU accessibility. Interest terms: Interest is computed on daily balance. Interest is compounded daily and credited monthly. Interest begins to accrue on the business day you deposit cash or non-cash items (example: checks). **Interest Rate and APY are variable rate and subject to change at any time. Accounts closed before the end of the statement cycle forfeit accrued interest. Account Charges: Monthly maintenance service charge if the balance drops below $100 any day of the month is $3. Fee for withdrawals exceeding six per month is $1 per withdrawal. Overdraft fee per item is $35. ATM and bookeeping fees may apply (see fee chart).
Safe Banking Tips
Never give out the following information in an email:
• First name, last name, business name
• Email and password combination
• Credit card, bank account, and PIN
• Social security and driver's license number
Do not download attachments, software updates, or any application to your computer via a link you received in an email. State Bank Group Bank will not ask you to download anything for your account to work.